Meet Our Leadership

Banking made effortless, with people who put you first.

The people guiding our vision and purpose.

At Luminate Bank, leadership is about more than strategy, it’s about people. Our teams combine expertise with a shared vision to make banking smarter, simpler, and more personal for every client we serve. As an FDIC-insured bank, we’re committed to building trust, transparency, and lasting relationships while guiding you toward financial confidence.

Our Bank Leadership Team

Behind every solution, every innovation, and every decision is a team dedicated to lighting the way for our clients.

Our leaders bring decades of experience and a passion for helping individuals, families, and businesses thrive. They are the driving force behind Luminate Bank’s commitment to providing financial solutions that are clear, approachable, and tailored to your goals.

We believe great banking starts with great people, and we’re proud to introduce the team leading the way forward.

Our Mortgage Division Leadership

Luminate Bank’s Mortgage Division has always been at the heart of our mission to make home financing more transparent and accessible.



Our mortgage leadership team combines deep industry expertise with a dedication to guiding both clients and loan officers toward success. Their leadership fuels innovation and ensures that every borrower and partner receives the highest level of care and support.

Our Board of Directors

Luminate Bank’s Board of Directors provides the insight and vision that shape every part of our organization.

Their guidance ensures that our values and goals are reflected in everything we do, keeping client trust and financial empowerment at the center of every decision.

Thomas Payne

Co-Chairman

Taryn Reuter

Co-Chairman

Eric Lovins

Director

Brian Buchholz

Director

Josh Krsnak

Director

Marc Campbell

Director

Kristi Einhorn

Director