Life gets hectic.

Let us handle the finances.

We'll take the financial stress off of your plate so you can focus on life.

At Luminate Bank, you're more than just another number to us. We like to take a personal approach to your finances so that you feel safe and comfortable with every financial decision you make. Whether it's Radiant Checking or Radiant Savings, we're here to make banking seamless and stress-free.

CHECKING

Discover the benefits of our personal checking account options, including Radiant Checking, designed to brighten your financial management.
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SAVINGS

Secure your future with our array of savings account options, ensuring your peace of mind and financial growth.
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CD's

Maximize your savings with a Luminate Bank CD, a reliable tool for achieving both your short-term and long-term financial aspirations.
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INTRAFI

With ICS® and CDARS®, you can access multi-million-dollar FDIC protection by working directly with just Luminate Bank.
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Online Banking

At Luminate Bank, we understand the need for banking on the go. We have flexible online banking available 24/7 so you can always access your finances. You'll be able to pay your bills, view your account balance, download your e-statements, and more—all from our website.

Our online banking is free, convenient, and has unlimited bill pay features. And if we can't send an electronic payment, we'll issue a paper check for you.

Features

Manage Your Cash Flow
Focus On Life, Not Finances
Get Access to Finances When You Need Them

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Mobile Banking

Life doesn't slow down, and neither should your banking. With the Luminate Bank Mobile App, your financial management can be as mobile as you are. Whether you're shuttling kids to soccer practice or taking a much-needed vacation, our app ensures you're never more than a tap away from your finances.

Available for both Apple and Android devices, the Luminate Bank app is your gateway to convenient banking, offering check deposits, bill payments, account alerts, transfers, and real-time balance checks—all from your smartphone.

Download our app today and experience the convenience of Luminate Bank at your fingertips. Stay connected to your financial world, no matter where life takes you.

Download on the App Store Download on Google Play