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Business banking reimagined for the future.

Focus on growth, leave the rest to us.

Business Checking Account Options

As your business checking account tends to handle substantial funds, it is crucial to have a banking institution you can rely on. Luminate Bank offers a range of comprehensive plans designed specifically for businesses like yours. Our expertise in business banking allows us to offer tailored solutions that align with your future financial goals and objectives.

Small Business Checking


Requires a minimum of $100 to open

Non-interest bearing

Minimum balance of $300 to avoid a $5 service charge

$0.20 per check

Enroll Now

Brighter Business Checking

This account option offers unlimited check writing and includes a large network of surcharge free ATM's.


Requires a minimum of $100 to open

No minimum balance, no monthly service

Interest bearing up to 2.02% APY*

Enroll Now

Business Checking


Requires a minimum of $100 to open

No monthly minimum balance requirement

No monthly minimum balance, $10 monthly service charge

$0.20 per check

Enroll Now

*Annual Percentage Yield for the Luminate Brighter Checking, 2.02% APY. No minimum balance. Rates are subject to change. Fees could reduce earnings on the account.

What do you get with your business checking account?

Online Banking

With just a stable internet connection, you can conveniently access and manage your funds directly from your computer. It's really that simple.

Bill Pay

Prefer to go paperless? Our online bill pay options are a perfect solution. Say goodbye to paper checks without any worries or inconvenience!

Mobile Deposit

Our app is here to provide you with a seamless banking experience, allowing you to conveniently access and manage your accounts anytime, anywhere.

Alerts

Stay informed about your accounts by signing up for alerts! With our alert system, you can have peace of mind and stay in control of your financial affairs.

Couple celebrating opening of coffee business
Interest balloon
By Luminate Marketing Team 31 May, 2023
In today's financial landscape, finding a bank that truly values your financial well-being can feel like searching for a needle in a haystack. Welcome to Luminate Bank, where we believe in making your money work harder for you.
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