Community Impact


Banking that builds brighter futures.

Shining light where it's most needed.

Our commitment to community runs deeper than banking. From championing housing equity to supporting families in crisis, we focus on initiatives that make a real difference. With every partnership, donation, and volunteer hour, we’re working to build stronger, brighter neighborhoods for everyone.



When you bank with us, you’re helping light up your community too. Every account opened, every loan closed, and every partnership built allows us to invest back into the neighborhoods we call home. Together, we’re creating brighter futures: one project, one family, one community at a time.

Investing in Stronger Communities

We believe financial institutions have the power to do more than just manage money; they can help build equity, stability, and opportunity. That’s why we partner with local nonprofits to fund initiatives that make a difference where it matters most.

Group of people holding a large check indoors. A
By Luminate Marketing Team July 15, 2025
Through a Strategic 3:1 Match with FHLB Des Moines, This Grant Supports Long-Term Solutions for Underserved Communities
People holding a large check in front of a modern building, with
By Luminate Marketing Team July 15, 2025
Funding Partnership with FHLB Des Moines Helps Spare Key Keep Families Housed During Medical Emergencies

Volunteering with Heart

It’s not just about writing checks; it’s about showing up.


Our team members regularly volunteer at local events, fundraisers, and service projects because we believe in neighbors helping neighbors.

Want to see the impact in action?

Every act of service, every dollar donated, and every hour volunteered makes a ripple of impact. And we’re just getting started. As Luminate grows, so will our commitment to the communities that inspire us.

Man and child decorating a Christmas tree, smiling and laughing. Lit tree, ornaments, indoors.
By Luminate Marketing Team December 8, 2025
To help you feel confident this season, here are the top three housing market questions people are asking right now with clear, fact-based answers.
Black box filled with rolled Euro bills and coins. A green key hangs above the box.
By Legacy Mortgage Division November 26, 2025
Some believe that the government’s support is what made 30-year mortgages a legitimate option. But could that future be guaranteed for the 50-year mortgage?
Pennies spilling from a glass jar tied with twine on a dark surface.
By Luminate Marketing Team November 21, 2025
The U.S. is phasing out the penny by 2026. Learn how this change affects cash transactions, banking, mortgages, and what Luminate Bank customers should expect.
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