Community Impact


Banking that builds brighter futures.

Shining light where it's most needed.

Our commitment to community runs deeper than banking. From championing housing equity to supporting families in crisis, we focus on initiatives that make a real difference. With every partnership, donation, and volunteer hour, we’re working to build stronger, brighter neighborhoods for everyone.



When you bank with us, you’re helping light up your community too. Every account opened, every loan closed, and every partnership built allows us to invest back into the neighborhoods we call home. Together, we’re creating brighter futures: one project, one family, one community at a time.

Investing in Stronger Communities

We believe financial institutions have the power to do more than just manage money; they can help build equity, stability, and opportunity. That’s why we partner with local nonprofits to fund initiatives that make a difference where it matters most.

Group of people holding a large check indoors. A
By Luminate Marketing Team July 15, 2025
Through a Strategic 3:1 Match with FHLB Des Moines, This Grant Supports Long-Term Solutions for Underserved Communities
People holding a large check in front of a modern building, with
By Luminate Marketing Team July 15, 2025
Funding Partnership with FHLB Des Moines Helps Spare Key Keep Families Housed During Medical Emergencies

Volunteering with Heart

It’s not just about writing checks; it’s about showing up.


Our team members regularly volunteer at local events, fundraisers, and service projects because we believe in neighbors helping neighbors.

Want to see the impact in action?

Every act of service, every dollar donated, and every hour volunteered makes a ripple of impact. And we’re just getting started. As Luminate grows, so will our commitment to the communities that inspire us.

Person in suit holding phone with floating app notification icons.
By Luminate Marketing Team September 12, 2025
Learn how the new Homebuyers Privacy Protection Act protects your information and simplifies your homebuying journey with Luminate Bank.
Woman in glasses looks at her phone, working on a laptop at a desk. Paintbrushes in a jar are on the left.
By Luminate Marketing Team September 5, 2025
Discover high-yield savings, flexible mortgage loans, Non-QM options, and business banking solutions—all with a human touch at Luminate Bank.
Pile of toy houses with a downward red arrow, symbolizing a housing market decline.
By Luminate Marketing Team August 28, 2025
Rising new home inventory has sparked comparisons to 2008, but today’s housing market tells a different story. Learn why supply is still low, what it means for homebuyers, and how local trends play a role.
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