Our commitment to compliance.
Luminate Bank is proud to serve customers nationwide with transparency and trust. As a fully licensed and FDIC-insured institution, we follow all state and federal regulations to ensure every product and service we offer meets the highest standards of compliance and security.
We maintain all required state and federal licenses to provide banking and mortgage services across the country. These licenses reflect our dedication to doing business the right way, ensuring that every customer can bank with confidence knowing we operate with integrity and accountability.
| State | License Number | License Type | Description |
|---|---|---|---|
| Alabama | Federally Exempt - no company license required | ||
| Alaska | Federally Exempt - no company license required | ||
| Arizona | Federally Exempt - no company license required | ||
| Arkansas | Federally Exempt - no company license required | ||
| California | Federally Exempt - no company license required | ||
| Colorado | Federally Exempt - no company license required | ||
| Connecticut | Federally Exempt - no company license required | ||
| Delaware | Federally Exempt - no company license required | ||
| District of Columbia | Federally Exempt - no company license required | ||
| Florida | Federally Exempt - no company license required | ||
| Georgia | Federally Exempt - no company license required | ||
| Idaho | Federally Exempt - no company license required | ||
| Illinois | Federally Exempt - no company license required | ||
| Indiana | Federally Exempt - no company license required | ||
| Iowa | Federally Exempt - no company license required | ||
| Kansas | Federally Exempt - no company license required | ||
| Kentucky | Federally Exempt - no company license required | ||
| Louisiana | Federally Exempt - no company license required | ||
| Maine | Federally Exempt - no company license required | ||
| Maryland | 1281698 | Mortgage Lender License | Licensed by the Office of the Commissioner of Financial Regulation |
| Massachusetts | Federally Exempt - no company license required | ||
| Michigan | Federally Exempt - no company license required | ||
| Minnesota | Federally Exempt - no company license required | ||
| Mississippi | Federally Exempt - no company license required | ||
| Missouri | Federally Exempt - no company license required | ||
| Montana | Federally Exempt - no company license required | ||
| Nebraska | Federally Exempt - no company license required | ||
| Nevada | 1281698 | Nevada Exempt Company Registration | Licensed by the Nevada Division of Mortgage Lending |
| New Hampshire | Federally Exempt - no company license required | ||
| New Jersey | Federally Exempt - no company license required | ||
| New Mexico | Federally Exempt - no company license required | ||
| New York | Federally Exempt - no company license required | ||
| North Carolina | Federally Exempt - no company license required | ||
| North Dakota | Federally Exempt - no company license required | ||
| Ohio | Federally Exempt - no company license required | ||
| Oklahoma | Federally Exempt - no company license required | ||
| Oregon | Federally Exempt - no company license required | ||
| Pennsylvania | Federally Exempt - no company license required | ||
| Rhode Island | Federally Exempt - no company license required | ||
| South Carolina | Federally Exempt - no company license required | ||
| South Dakota | Federally Exempt - no company license required | ||
| Tennessee | Federally Exempt - no company license required | ||
| Texas | Federally Exempt - no company license required | ||
| Utah | Federally Exempt - no company license required | ||
| Vermont | Federally Exempt - no company license required | ||
| Virginia | Federally Exempt - no company license required | ||
| Washington | Federally Exempt - no company license required | ||
| West Virginia | Federally Exempt - no company license required | ||
| Wisconsin | Federally Exempt - no company license required | ||
| Wyoming | Federally Exempt - no company license required |
