Corporate & Commercial Lending


Flexible, smart financing solutions for property, expansion, and working capital, backed by local decisions and personal support.

Financing made simple.

Your lending relationship should do more than just provide capital; it should empower your business to grow stronger, smarter, and brighter. At Luminate Bank, our corporate and commercial lending solutions give you flexibility, value, and tailored financial tools to help you stay in control. Whether you’re expanding operations, managing cash flow, or investing in new opportunities, we’ve got you covered.

Need short-term funds to keep your business moving forward? A business line of credit from Luminate Bank gives you the working capital to reach your goals with ease. You’ll get:


  • Competitive terms
  • Flexible payment options
  • Convenient online access

Business Lines of Credit

Business Term Loan

Looking for long-term financing to fuel growth or restructure debt? A business term loan from Luminate Bank could be the smart solution. With flexible funding designed around your needs, you’ll enjoy:


  • Competitive pricing
  • Loan terms up to 10 years
  • Financing for equipment purchases, business acquisitions, partner buyouts, and more

Ready to purchase, build, or expand? Luminate Bank can help finance your next commercial property. Whether it’s a space for your business or an addition to your investment portfolio, you’ll benefit from:


  • Competitive pricing
  • Flexible terms
  • Construction loan options

Commercial Real Estate

Business Lending Solutions

At Luminate Bank, we offer flexible lending options designed to help businesses grow, invest, and thrive.

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Business Term Loans

Finance major purchases like equipment or business acquisitions with predictable repayment terms.

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Business Lines of Credit

Get the working capital you need to support day-to-day operations and fuel growth as new opportunities arise.

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Commercial Real Estate Loans

Secure financing for commercial or investment property transactions, tailored to your business goals.

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Builder Financing

Specialized lending solutions for builders, where the builder is the borrower on the commercial side of development.

Looking for a brighter way to grow your business?

Discover flexible lending solutions with local expertise and see how simple business banking can be.