Calculators
From mortgages to savings, our calculators give you clear, quick answers to guide your next financial move.
Banking made brighter with Luminate.
Making big financial decisions shouldn’t feel overwhelming. Our calculators are designed to give you clear, simple answers to the questions that matter most.
Why it Matters
When you can visualize both your borrowing power and your savings growth, you’re better equipped to make smart financial choices. Luminate gives you the tools to plan, compare, and take the next step with confidence.
See Your Options Clearly
Thinking about a new home? Our mortgage calculators can help you explore what you can afford, estimate monthly payments, and plan confidently before you even start the application process.
Understand How Your Money Grows
Curious about savings? Our deposit interest calculator shows how compounding can boost your balance over time. Test different rates, amounts, and timeframes to see how your money could work harder toward your goals, no matter if that’s a down payment, an emergency fund, or retirement.
Deposit Interest Calculator
APY: —See the difference at a glance
* Annual Percentage Yield (APY) for the Luminate Brighter Checking on daily balances. No Minimum Balance. APY is accurate as of 4/14/2025. Rates are subject to change after account opening. Fees could reduce earnings on the account. ** Annual Percentage Yield (APY) for Luminate Radiant Savings on daily balances. No Minimum Balance. APY is accurate as of 4/14/2025. Rates are subject to change after account opening. Fees could reduce earnings on the account. Contact Luminate Bank for current market rates.
