News & Updates


By Luminate Marketing Team January 22, 2026
Thinking about selling your home in winter? Learn why fewer listings, serious buyers, and seasonal trends can work in your favor.
Man surrounded by cardboard boxes, holding one, with a concerned expression in a room.
By Luminate Marketing Team January 15, 2026
Not sure if you’re ready to buy a home? Ask these 5 key questions to understand your finances, affordability, and homeownership readiness.
Calendar showing the months of February and March 2026. The calendar is white with dates printed in black.
By Luminate Marketing Team January 8, 2026
One of the biggest myths about improving your finances is that you need a clean slate to make progress. A new year. A blank budget. A complete reset. But that’s not what’s actually happening as people move into 2026.
Woman sitting, using a smartphone, with a brown bag beside her on a brick surface.
By Luminate Marketing Team January 6, 2026
Luminate Bank now offers near-instant bank transfers. Move money between financial institutions securely and without delays.
Clipboard with blank paper, a credit card, a journal that says
By Luminate Marketing Team January 1, 2026
Asking the right questions now can help you move into 2026 with more clarity, fewer financial stress points, and a structure that actually supports your life.
Person sitting, stressed, holding bills and credit cards, on wooden floor.
By Luminate Marketing Team December 24, 2025
When you hear the phrase debt consolidation, it often carries an unnecessary weight. As 2026 approaches, that’s not how most people are thinking about it. And you shouldn’t either.
Hand holding a black calculator displaying
By Luminate Marketing Team December 18, 2025
As 2025 winds down, you’re probably not thinking about doing more financially. If anything, you’re thinking about simplifying.
Man and child decorating a Christmas tree, smiling and laughing. Lit tree, ornaments, indoors.
By Luminate Marketing Team December 8, 2025
To help you feel confident this season, here are the top three housing market questions people are asking right now with clear, fact-based answers.
Black box filled with rolled Euro bills and coins. A green key hangs above the box.
By Legacy Mortgage Division November 26, 2025
Some believe that the government’s support is what made 30-year mortgages a legitimate option. But could that future be guaranteed for the 50-year mortgage?
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