Business Banking | Luminate Bank

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Business Checking

Our business checking accounts make managing day-to-day operations simple and stress-free. Explore options that fit your unique needs and help keep your finances organized, efficient, and ready for growth.

Business Checking

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Business Savings

Put your money where it can work for you. Our business savings account options keep your funds safe and secure, while giving you the reassurance that your business is prepared for the future.

Business Savings

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Treasury Management

Maximize value, streamline operations, and take control of your cash flow. Our treasury management solutions help minimize expenses, optimize liquidity, and give you the tools you need to achieve your business objectives.

Treasury Management

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Business Certificates of Deposit (CDs)

Lock in a competitive rate and save for your business goals with a Luminate Bank CD. Whether you’re planning for a short-term purchase or a long-term investment, your funds are FDIC-insured up to the legal limit for added peace of mind.

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Buying a Home Without a Credit Score? DU’s New Rules Make It Possible

By Luminate Marketing Team • November 14, 2025

Big news for homebuyers: You may be able to qualify for a home loan even without a credit score. Here’s what “no credit, no problem” really means for you.

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What the Numbers Say About Housing During a Government Shutdown

By Luminate Marketing Team • November 7, 2025

History shows the housing market bounces back quickly after a government shutdown. See what the numbers say and what to expect.

Houses with price tags in the sky, blue sky with white clouds.

Don’t Let Unrealistic Pricing Cost You Your Move

By Luminate Marketing Team • October 31, 2025

“Let’s price high and see what happens.” In today’s shifting market, that strategy can backfire fast.

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