Business Banking | Luminate Bank

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Business Checking

Our business checking accounts make managing day-to-day operations simple and stress-free. Explore options that fit your unique needs and help keep your finances organized, efficient, and ready for growth.

Business Checking

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Business Savings

Put your money where it can work for you. Our business savings account options keep your funds safe and secure, while giving you the reassurance that your business is prepared for the future.

Business Savings

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Treasury Management

Maximize value, streamline operations, and take control of your cash flow. Our treasury management solutions help minimize expenses, optimize liquidity, and give you the tools you need to achieve your business objectives.

Treasury Management

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Business Certificates of Deposit (CDs)

Lock in a competitive rate and save for your business goals with a Luminate Bank CD. Whether you’re planning for a short-term purchase or a long-term investment, your funds are FDIC-insured up to the legal limit for added peace of mind.

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Financial Reset Month: Don’t Skip This Step

By Luminate Marketing Team • March 19, 2026

There’s a certain point in the year when you naturally want to tighten things up. That’s what a financial reset is really about.

Calendar with 2026, checklist for goal, plan, action; laptop, calculator, glasses, and notepad on a desk.

What Your Bank Statements Can Tell You Before You File Taxes

By Luminate Marketing Team • March 12, 2026

Before you file, before you submit numbers to your accountant, and before you rush to check one more box, there’s a simple place to pause: your bank statements.

Man stressed at desk, holding papers, with tablet and crumpled paper nearby.

The Modern Way to Manage Your Money (It’s Not a Spreadsheet)

By Luminate Marketing Team • March 5, 2026

The modern way to manage your money isn’t about building a better spreadsheet. It’s about using digital banking tools that are already built to support you automatically.

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