Business Banking | Luminate Bank

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Business Checking

Our business checking accounts make managing day-to-day operations simple and stress-free. Explore options that fit your unique needs and help keep your finances organized, efficient, and ready for growth.

Business Checking

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Business Savings

Put your money where it can work for you. Our business savings account options keep your funds safe and secure, while giving you the reassurance that your business is prepared for the future.

Business Savings

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Treasury Management

Maximize value, streamline operations, and take control of your cash flow. Our treasury management solutions help minimize expenses, optimize liquidity, and give you the tools you need to achieve your business objectives.

Treasury Management

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Business Certificates of Deposit (CDs)

Lock in a competitive rate and save for your business goals with a Luminate Bank CD. Whether you’re planning for a short-term purchase or a long-term investment, your funds are FDIC-insured up to the legal limit for added peace of mind.

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Debt Consolidation Explained: A Tool for Simplicity, Not a Sign of Trouble

By Luminate Marketing Team • December 24, 2025

When you hear the phrase debt consolidation, it often carries an unnecessary weight. As 2026 approaches, that’s not how most people are thinking about it. And you shouldn’t either.

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Why You’re Probably Entering 2026 Looking for Financial Breathing Room

By Luminate Marketing Team • December 18, 2025

As 2025 winds down, you’re probably not thinking about doing more financially. If anything, you’re thinking about simplifying.

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3 Housing Market Questions Everyone’s Asking This Season

By Luminate Marketing Team • December 8, 2025

To help you feel confident this season, here are the top three housing market questions people are asking right now with clear, fact-based answers.

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