Luminate Bank Security Statement

Terms of Use

We require that all visitors to our site adhere to the following terms and conditions. If you do not agree to the terms and conditions below, you should not access this site, or any pages therein.

Luminate Bank maintains this web site to provide you with information about our products and services. For your convenience, we may also provide links to various third parties that may be of interest to you. When you click on the links to third party sites, you will leave our web site and will be redirected to another site.

Luminate Bank does not control linked sites. The content on these sites may periodically change without notice. We make no representation or warranty regarding the accuracy of the information contained in linked sites. We suggest that you always verify the information obtained from linked sites before acting upon this information.

We are not an agent for linked third parties nor do we endorse or guarantee their products and services. The products and services offered by external third parties are not products of Luminate Bank and are not insured by any governmental agency such as the FDIC. Also, please be aware that the security and privacy policies on linked sites may be different from our policies, so please read third party privacy and security policies closely.

If you have any questions or concerns about the products and services offered on linked sites, please contact the third party directly.

Because of the possibility of human, mechanical, and computer-related errors as well as other factors, Luminate Bank is not responsible for any errors in or omissions from the information contained in or accessed through this web site. All such information is provided "AS IS" to the user without express or implied warranties of any kind including the warranties of merchantability, non-infringement of intellectual property or fitness for any particular purpose.

Luminate Bank is not responsible for any electronic virus or viruses that you may encounter. We encourage our customers to routinely scan their computers and diskettes using a reliable virus detection product to detect and remove any viruses. Luminate Bank will not be liable for any delay, difficulty in use, inaccuracy of information, malicious code, or other defects on this site, or for the incompatibility between this web site and the files in your browser or other site accessing program. Nor will Luminate Bank be liable for any other problems you experience due to causes beyond our control.

Hyperlinks to other Internet resources are at your own risk. The content, accuracy, opinions expressed, and other links provided by these resources are not investigated, monitored, or endorsed by Luminate Bank.

No license to you is implied in these disclaimers, except as may be otherwise expressly provided by written agreement between you and Luminate Bank. Luminate Bank will under no circumstances be liable to you and/or any third party for any lost profits or lost opportunity, or any indirect, special, consequential, incidental or punitive damages whatsoever, arising in connection with this site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, line or system failure, even if financial institution has been advised of the possibility of such damages.

If you have questions or comments, please contact us at 952-939-7200.