Looking to Stay in Touch?


Opt in for SMS messaging today and get updates, tips, and important information right to your phone.

Opt-In Form

SMS Opt-In

SMS Opt-In

Message and Data Rates may apply. You can STOP messaging by sending STOP and get more help by sending HELP. Also mention where your privacy policy is located


By signing up for text messages, you agree to receive marketing communications such as promotions, helpful tips, and loan status updates from Luminate Bank at the number you provide. Messages may be sent using an auto-dialer.



By providing a telephone number and submitting this form you are consenting to be contacted by SMS text message. Message & data rates may apply. Message frequency may vary.


View our Privacy Policy & Terms for more details.

By Luminate Marketing Team January 22, 2026
Thinking about selling your home in winter? Learn why fewer listings, serious buyers, and seasonal trends can work in your favor.
Man surrounded by cardboard boxes, holding one, with a concerned expression in a room.
By Luminate Marketing Team January 15, 2026
Not sure if you’re ready to buy a home? Ask these 5 key questions to understand your finances, affordability, and homeownership readiness.
Calendar showing the months of February and March 2026. The calendar is white with dates printed in black.
By Luminate Marketing Team January 8, 2026
One of the biggest myths about improving your finances is that you need a clean slate to make progress. A new year. A blank budget. A complete reset. But that’s not what’s actually happening as people move into 2026.
Show More