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How Can I Renovate My Home Without Giving Up My Low Mortgage Rate?

By Luminate Marketing Team • September 10, 2026

If you're sitting on a mortgage rate you don't want to lose, a second-lien renovation loan may allow you to keep your mortgage while giving you access to equity.

What Are the Mortgage Requirements for Buying a Condo in 2026?

By Luminate Marketing Team • September 2, 2026

When you buy a condo, your lender may look at more than just you and the unit you want to buy. They may also need to review the condominium project itself.

Luminate Bank Welcomes the First State Mortgage Team

By Luminate Marketing Team • August 20, 2026

Luminate Bank® announced it acquired select assets from First State Mortgage Services. Many members of the First State Mortgage team will join Luminate Bank.

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