Careers at Luminate Bank

Where your talent meets purpose, growth, and a team that has your back.

We're driven from the fire within.

At Luminate Bank, a career is more than just a job, but a place where your spark can ignite something bigger. Here, you’ll join a team that shows up for each other, embraces challenges, and celebrates wins together.


We’re building something different in banking and lending. We're creating a culture that values people over process, relationships over transactions, and growth over comfort zones.

Our Core Values

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GET IT DONE

Drive, determination, and that unstoppable spark – our team turns goals into accomplishments. We lean in with passion and grit to find solutions and make an impact.

Icon of a person with an "X" transforms into a person with a star, representing growth.

EMBRACE CHANGE

Focused on learning, never settling – we believe in growth and innovation and embrace feedback. With curiosity and an openness to change, we stay grounded and focused on how we can be our best.

Person with hand over chest.

BE REAL

Integrity above all – honesty is our foundation. We communicate with respect and clarity, creating a space where transparency and trust are paramount. You’ll know where we stand.

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OWN IT

Reliability is our reputation. We’re a team that shows up, follows through, and stands by our word. Owning it means we’re committed to excellence and accountability, and we’re genuinely invested in each other’s success.

Hands clasped together, forming a cross shape, symbolizing unity and cooperation.

WIN TOGETHER

Together we’re stronger – we prioritize the team over ourselves, bringing loyalty, support, and selflessness to our work. We’re here to lift each other up and keep our team thriving, driven by a shared commitment to succeed as one.

Luminate by the numbers.

Bills and coins stacked together, symbolizing money.

$3.35 Billion Funded in 2024

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9,105 Families Served Last Year

Outline of the United States.

50+ Locations Nationwide

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4.9-star Average Rating Across 45,000+ Reviews

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Average Underwriting Turn Time: 48 hours

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44% of our Loan Officers Are in the Top 1% Nationally

Why Work at Luminate Bank?

Because you want more than a paycheck, you want purpose.

01

Impact

We help people make some of the most important financial decisions of their lives.

02

Growth

From training to mentorship, we invest in your professional and personal development.

03

Support

Operations, marketing, and technology teams that set you up for success.

04

Culture

We celebrate milestones, share ideas freely, and have fun while doing meaningful work.

05

Reputation

Our clients trust us, our communities respect us, and our employees stick around.

What We Offer

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Best-in-Class Support

From day one, you’ll have access to tools, technology, and resources that help you deliver exceptional service.

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Marketing That Works

Robust, creative, and backed by data, our marketing team equips you to stand out in your market.

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Cutting-Edge Technology

We make it easy for clients to do business with you, from pre-approval to close, while giving you efficiency at your fingertips.

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Community & Connection

Whether it’s virtual bingo, office potlucks, or celebrating wins, we believe in making work feel human.

Meet our leaders.

Taryn Reuter

CEO & Chairman of the Board

A leader in the banking industry with the vision and passion of an entrepreneur. Taryn believes that great ideas deserve a path to reality and has built a company where people have the tools, support, and encouragement to bring them to life.

Eric Lovins

President & Board Member

A visionary in banking with a focus on a “people first” culture. Eric is a leader, innovator, and strategist who ensures Luminate remains both high-performing and deeply human at its core.

Man in a blue suit smiles, arms crossed, in an office setting.

Taryn Reuter

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Eric Lovins

Your future teammates say it best.

People at a round table, talking. Balloons and food are on the table. A plaid wall is in the background.
Quotation marks.

"From day one, I felt seen and supported. The training was top-tier, leadership genuinely cared, and I wasn’t just another employee. I had the tools and encouragement to thrive."

Woman smiles at event, wearing striped sweater, near food and drinks. Surrounded by people in a social setting.
Quotation marks.

"Luminate is an amazing place to work if you’re up for growth and a challenge. Rapidly expanding, responsive leadership, and a culture that genuinely cares - it’s unlike any other company I’ve encountered."

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Pair of quotation marks.

"Our branch truly feels like family. The leadership has always shown they’re invested in your growth, not just hitting targets. It’s rare to find that level of care in this industry."

Are you a fit for Luminate Bank?

We’re looking for people who are: humble, driven, curious, focused, and ready to grow. If that's you, you'll thrive here.


When you’re ready to bring your spark to a place where it will shine, explore our open positions below and apply today. Let’s build something incredible, together.

Have questions about joining our team?

Feel free to reach out and we'll be happy to get in touch to answer your questions!

Contact Us