April 2025
Luminate Spotlight
Company Goals
$225,707,440
April Mortgage Loans Funded
$4,081,132
April Deposit Referrals
Charles Shulman
$750,082
Top Referral Partner
Annual Core Deposit Goal
Featured Mortgage Loan Originators (Volume)
Top of the block
Featured Mortgage Loan Originators (Units)
Top of the block
Featured Mortgage Closers
Top of the block
Featured Mortgage Processors
Top of the block
Featured Mortgage Underwriters
Top of the block
Welcome to the team
Corporate
David Heerse - Desktop Support
Jason Cohen - SVP Mortgage Technology
Kevin Brosnan - VP Capital Markets
Mortgage Operations
Riki McBride - Branch Operations Manager
Dana Ralicki - Director, Mortgage Operations Specialist
Donna Ricciardi - Disclosure Desk
Niraj Patel - Scenario Specialist
Mortgage Production
Jodi Pirowskin - Administrative Assistant
Ann Marie Garofalo - Loan Processing Manager
James Brown - Branch Manager
Neal Krumper - Branch Manager
Dominique Nelson - Loan Coordinator
Amber Aucoin - MLO
Abby Beard - MLO
Gayle Kennedy - MLO
Elisabeth Manderfeld - MLO
Bradford Pratt - MLO
Michael Updegrave - MLO
Richard Alashaian - MLO
Jennifer Alessio - MLO
Andrew Anlas - MLO
Caitlyn Brown - MLO
Mark Casamassina - MLO
Anthony Del Virginia - MLO
Isolina Fernandez-Kirchner - MLO
Anastasia Galichanina - MLO
Robert Glasser - MLO
Fabio Gulla - MLO
Kenneth Gunther - MLO
Angelo Lefer - MLO
Angelo Louridas - MLO
Donald Maita II - MLO
William Mervin - MLO
Justin Messing - MLO
John Nevolo - MLO
Edward Pascocello - MLO
Audrey Perry - MLO
Dante Puorro - MLO
Scott Saypol. - MLO
Bhagyashri Sheladia - MLO
Charles Shulman - MLO
William Torrino - MLO
Robert Veech Jr - MLO
Mark Veech - MLO
Mortgage Production Cont.
Jeffrey A Winick - MLO
Keith Wright - MLO
Brian Ackerman - MLO
Lisa Aflalo - MLO
Nicholas Andresakes - MLO
Michael Braun - MLO
Christopher Brower - MLO
Luke Chamberlin - MLO
Matthew Desantis - MLO
Joseph Isabella - MLO
Monique LaValette - MLO
Joseph Mancuso - MLO
Jerry Nisivoccia - MLO
Tyrone Pannell - MLO
AnaBela Pereira - MLO
Erickson Rosario - MLO
Matt Schofield - MLO
Donna Sheridan - MLO
Richard Stafford - MLO
Dana Copeland - MLO
Henry Daniels - MLO
Anthony Dubois - MLO
Michael Goldberg - MLO
Frederick Hansen - MLO
Ryan McBride - MLO
Matthew McEvoy - MLO
Michael Odden - MLO
Jordan Seagull - MLO
Dominick Russo - LOA
Many Chaves - LOA
Alaina Wyrick - LOA
Melissa Medina - LPA
Amanda Rivero - LPA
Christopher Carlucci - Processor
Petra Carr - Processor
Tonia Clarke - Processor
Amber Reinhardt - Processor
Jenny Salminao - Processor
Terry Thorn - Processor
Gabrielle Crowley - Processor
Iris Nehring - Processor
Paula Fontaine - LOA
Team Highlight
Welcome Nj Lenders!
For over 30 years, NJ Lenders Corp., based in Little Falls, New Jersey, has earned a trusted reputation for delivering expert home financing solutions and fostering lasting relationships with clients, referral partners, and communities alike. Guided by a culture rooted in community, collaboration, and service, NJ Lenders has built a team defined by loyalty and longevity—many of whom have been with the organization since its earliest days. Their commitment to both results and relationships has shaped the company’s identity and success. Now, as NJ Lenders proudly becomes part of Luminate Bank, they bring their legacy of excellence and a shared commitment to service and innovation into the next chapter. We’re excited and humbled to welcome NJ Lenders to the Luminate community and look forward to the incredible future we’ll build—together.
Mark Your Calendars!
All Company Call June 3rd at 2PM Central Time
Happy May Birthdays!
Corey Hawkinson - 2nd
Ellen Sparks - 2nd
Mike Stoddart - 2nd
Joelina Merrit - 3rd
Roland Scott - 3rd
Justine Sherry - 3rd
Richard Milton - 4th
Daniel Barksdale - 5th
Kelsey Englund - 6th
Darren Bronski - 7th
Patty Fenske - 7th
Laurie Larson - 7th
Amy Bell - 8th
Evan Hankel - 8th
Brady Hayes - 8th
Michael Kushner - 8th
Alex Aerts - 9th
Jen Harbolt - 9th
Scott Mertens - 9th
Justin Messing - 9th
Charles Shulman - 9th
Stacey VanHoueten - 9th
Marissa Kelley - 10th
Donald Maita II - 10th
Abril Carbajal - 11th
Zachary Havlin - 11th
Cory Bearden - 12th
Dylan Cooley - 14th
Mason Hale - 15th
Alexis Pacheco - 15th
Jeffrey Aasness - 16th
Monique Garner - 16th
John Kinkeade - 16th
Trey Callegan - 18th
David Engel - 18th
Ginger Bohn - 19th
Matthew Evans - 19th
Juan Garcia - 19th
Donna Ricciardi - 19th
Bhagyashri Sheladia - 19th
Nikki Syring - 19th
Meiah Barlow - 20th
James Boyle - 22nd
Jacki Pratt - 22nd
Yemi Adewola - 23rd
Danna McAlphin - 23rd
Michael Burkes - 24th
Matthew McEvoy - 24th
Jessica Weber - 24th
Megan Kieselhorst - 25th
Shawn Collins - 28th
Rob Decraene - 28th
Julianne Hartfiel - 28th
Candice Letterman Gutierrez - 28th
Jennifer Birk - 29th
Alex Kandah - 29th
Ron Keen - 30th
Happy June Birthdays!
Jessica Bacon - 1st
Jenifer Moseman - 1st
John Miller - 1st
Angie Gerhardson - 2nd
Norma Dunning - 3rd
Janet Lund - 3rd
Brooke Johnson - 6th
Jordan Quale - 6th
Mariah Black (Stewart) - 7th
Ann Marie Garofalo - 8th
KellySinkbeil - 8th
Jeanette Mcclosky - 8th
Sean La Rue - 8th
Matt Criego - 8th
Kenneth Gunther - 9th
Samantha Kjellberg - 9th
Robert Menton - 10th
Jordan Seagull - 11th
Bradford Pratt - 11th
Tammie Chamberlain - 11th
Brandon Patino - 11th
Sharon Hanel - 12th
Amanda Keith - 12th
Tim Oddo - 13th
Dean Minotte - 13th
Jerry Kaplan - 13th
Tammy Criss - 14th
Ken Venick - 15th
Bill Ajaero - 16th
Josh Eifert - 17th
Ruth Morici - 18th
Alaina Wyrick - 19th
Bert Sandefur - 19th
Iris Nehring - 21st
Brian Brinkert - 21st
Grace McGrath - 22nd
Amanda Taylor - 22nd
Alyssa Gallegos - 22nd
Ann Dias - 22nd
Rich Pearson - 23rd
Jorge Rodriguez II - 24th
Vincent Blanchford - 24th
Rebecca Maggiano - 24th
Patricia DeGeorge - 27th
Dana Ralicki - 27th
Liz Peter - 27th
Elisabeth Manderfeld - 28th
Britney Scott - 28th
Mandy Eckman - 28th
Rhyan Van Damm - 29th
Brent Wood - 30th
Paul Pacevich - 30th
Christiana Hinman - 30th
Luminate Bank will be closed May 26th for Memorial Day & June 19th for Juneteenth
aPril Core Value Illuminators
Own It
Carolyn Mayberry
Diane Schnell
Heather Seidenberg
JoAnne Kite
Jyl Clark
Karl Farasyn
Mary Klotz
Meiah Barlow
Michelle Simmerman
Seromi Chung
Stephanie Price
Wendy Seiders
Get It Done
Ann Marie Garofalo
Bessa Manning x2
Christiana Hinman
Courtney Hoefener
Courtney Nuness x4
Dana Royster
Gina Wate
Heather Currie
Jackie Koppen
Jacki Pratt
Janelle Holen
Jessica Fister
Karen Bartosiak x2
Karl Farasyn x2
Karla Beinborn
Kayleigh Del Terzo
Laurie Larson
Mark Veech
Mary Griffin
Nikki Syring
Patsy Hokanson
Penny Higby
Rhyan Duncan
Rich Pearson
Sam Swisher
Stephanie Smith
Theresa Copp
Tiffany Nordling
Victoria McDevitt
Wendy Kegley
Wendy Seiders x2
Win Together
Angie Sherer
Ashley McGinnis
Ben Chai
Brandon Krohn
Christiana Hinman
Courtney Nuness
Diane Schnell
Emmi Wilson
Eric Lovins
Jacki Pratt
Jen Moseman
Jordan Stein
Kara Smith
Karl Farasyn
Karla Beinborn
Kelly Tollefson
Libby Rodriguez
Maddie Deckard
Maryella Porras
Mary Klotz
Megan Decorsey
Meiah Barlow
Michael Creed
Miranda Bennett
Monique Garner
Patsy Hokanson
Rich Pearson
Samantha Skeate
Sharyl Munsen
Stephanie Smith
Tamara De La Cruz
Tyler Peterson
Be Real
Amanda Taylor
Anne Miller
Courtney Nuness
Jen Horak
Matt Criego
Sean Selters
Embrace Change
Brian Brinkert
Danielle Martinez
Hannah Benson
Jennifer Newman
Mindy Svoboda
Win Together - Ashley McGinnis
Thanks for helping us find solutions to analyze our CRA data on short notice. Your expertise and willingness to help across the Bank is much appreciated!
*Drawing Winner
Save More,
Shine Brighter
With Luminate Radiant Savings Accounts
Program Features
- A high yield savings account
- No minimum balance
- Interest bearing 4.07% APY**
Contact CustomerService@Luminate.Bank to get started!
Annual Percentage Yield (APY) for Luminate Radiant Savings on daily balances. No Minimum Balance. APY is accurate as of 4/14/2025. Rates are subject to change after account opening.. Fees could reduce earnings on the account Contact Luminate Bank for current market rates.
2025 Sales Summit
We’re still riding the energy and inspiration from our inagural 2025 Sales Summit in Minneapolis — and it’s all thanks to you! Whether you joined us in person, volunteered, or supported someone else so they could attend, together we moved our mission forward. We look forward to future opportunities to build on this experience!
Core Values
We’re driven by the fire from within.
