Bank Branch Locations
Luminate Bank® is proud to serve you in person at our two Minnesota branch locations—but your banking journey doesn’t stop there. With our full suite of digital banking tools, you can manage your money anytime, anywhere across the United States.
We know where you’re from matters—it’s part of your story. While we started right here in Minnesota, our secure online and mobile banking make it easy to deposit checks, pay bills, transfer funds, and track your goals no matter where life takes you.

Whether you visit us in person or connect with us online, you’ll get the same friendly, expert support for everything from everyday banking to your next home loan. Your financial future should be flexible, and with Luminate Bank®, you have the tools to make it happen—nationwide.
MINNEapolis OFFICE
Minneapolis
15175 Edgewood Dr. #160
Baxter, MN 56425
Hours: M-F 8:30am - 4:30pm
Claremont Location
Claremont
1355 Bloomfield Rd. Suite D4
Bloomington, IN 47403
Hours: M-F 8:30am - 5pm
Banking Brighter
Your checking account should do more than just hold your money; it should make managing your finances easier, smarter, and brighter. With Luminate Bank, our Brighter Checking account gives you flexibility, value, and digital tools to help you stay in control. Whether you’re opening your first account, managing household bills, or sharing a joint checking account, we’ve got you covered.
Looking for a brighter way to bank?
Open your Brighter Checking account today and see how easy personal banking can be.